

Those things are being solved by other forms of AI, not LLMs. AlphaFold is about the most useful thing AI has done so far and it’s not a chatbot.
We get access to entertainment AI, but there could be different forms of AI in use in medical science that have nothing to do with image or text generation.
It’s not a credit card, but I use Revolut and they have temporary virtual debit cards on their free plan even. They work a single time per generated card only. Great also if you want a 1 month subscription of something and don’t trust yourself to cancel it.